Showing posts with label finances. Show all posts
Showing posts with label finances. Show all posts

Sunday, June 20, 2010

money no enough

just realised that i'll be back on surviving on my $450 a month allowance. omg. its fucking little. i realised. ok, this is the breakdown on my financial planning for the month:

$100 for transport. seriously lor, i calculated already. fuck smrt. ok. if a trip to sim is $3 ($1.50 for mrt. $1.50 for bus). go there and come home will be $6. go school 5 days a week, 4 weeks a month. that makes it $120. so $100 is actually understating it leh. omg!

$50 for phonebills. yeah, i pay for my own phonebill and i pray that it wont exceed $30! so at least i can still buy bag.

$80 to savings. yup. im going to save consistently. i wanna save enough to invest. and earn interest larrr. gahhh. also, never know when savings would come in handy.

$30 for daily amenities/ beauty. ok, this is another understatement lor. u see, my bottle of moisturizer costs $30 already. and it lasts 3 months max. omg. plus, i always run out of shampoo v fast. what about leg wax? and soap?? and body scrubs?? ]:

left with $190 for the whole month. for lunch/dinner/social life/shopping. if u average it out, i only can spend $6 a day. if im lucky with my phone bills, maybe $10 a day. for lunch leh. somemore sometimes need ta go out with friends. even astons will cost $6.50...how to shop? and how to buy the national geographic book i want? how to watch movies and go k box? zomg. basically, i will have $190 shopping money/ entertainment money IF i eat grass everyday. ok. maybe, i shud settle lunch at hm and dinner at hm to save money. at e most, eat breadtalk lor.

kinda regretted splurging on maxi dress. x= oh well. money's spent is money's spent. ok .. gonna sleep. hope can still do some adhoc jobs for kelly on weeekends. maintainence in singapore is fucking high leh. gahh.